Credit Specialist
Finance
Full Time
Casablanca, Morocco
2018-06-15

The core function of this role would provide a wide range of credit sales support services.

ESSENTIAL DUTIES AND RESPONSIBILITIES 

  • Assists in the financial analysis, credit underwriting and approval process.
  • Identifies cross sell opportunities, prepares credit approval packages, annual reviews, renewals of credit, client credit proposals and coordination of document preparation and closings.
  • Discuss and resolve past due balances
  • Follow up on customer promises
  • Research and resolve customer discrepancies
  • Review orders placed on credit hold for release
  • Work daily follow-up report to ensure consistent contact with the customer on promises of payment and call backs
  • Negotiate and structure payment plans (including education on and promoting of financing)
  • Obtaining and initial review of customer financial statements and credit reports
  • Supplying information to Sales Force for pre-call planning before customer visit..
  • Coordinates credit and loan portfolio administration support such as monitoring past dues, document exceptions, collateral value monitoring, and covenant compliance.

Minimum Qualification

  • Bachelor's Degree in Accounting, Finance or Business major preferred
  • 2 years of lending experience with solid commercial or private lending credit knowledge

​KNOWLEDGE SKILLS & ABILITIES

  • Strong consumer credit knowledge and basic advisory credit knowledge
  • Strong knowledge of traditional bank products and services including deposits, credit cards, mortgages, etc
  • Basic knowledge of all Private Wealth Management products and services
  • Very strong client Service Skills
  • Demonstrated ability to meet aggressive deadlines per client demands and ability to change work schedule to accommodate competing priorities